John Howell (Ph.D., UCLA, 1968) is a retired physiologist from Ohio University, where he was the recipient of numerous awards for research and for teaching and served as director of the Interdisciplinary Institute for Musculoskeletal Research. He currently serves as a teaching assistant in the Ohio University Department of Classics and World Religions. He is co-founder and Coordinator of Democracy Over Corporations in Athens, Ohio. He has given talks on monetary reform at the American Monetary Institute conferences in Chicago as well as at other local and regional gatherings, and is the author of the pamphlet, Why money creation is central to most of the problems faced by society, available at www.democracyovercorporations.org.
Introduction. “Dominant Money” is a descriptive paper, not a prescriptive paper. In it the monetary theorist and activist Dr. Joseph Huber describes the change he sees currently taking place in
What are Shadow Banks? Shadow banks are financial entities which do things much like banks do. Under a variety of names, they borrow and they lend. The difference is that