What is Money?

We all use it, most of us would like to have more of it, but what is it really? Money’s most basic purpose is to support the exchange goods and services.

How is Money Created Today?

Money is passed from person to person and place to place as people buy and sell products and services. Most people don’t give much thought to how the money came into being in the first place, but it actually does have to be created.

How Bank Account Money Works

In the U.S., most of the money consists of numbers in accounts and it’s created by banks when they make loans.

History of U.S. Money Creation

Centuries before the United States was founded, banks had usurped the power to create money; they simply did it and no one stopped them.

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