AMI, 2010. “Kucinich Proposes Landmark Reform of Monetary Policy”. Valatie, NY: American Monetary Institute. 

Bikas, Konstantin & Livingstone, Zack. 2020. “Money We Trust: Designing Cash’s Digital Counterpart”. London: Positive Money.

Bongiovanni, Joe. 2016. “That’s Not The Devil, That’s Real Money“. Econintersect, 8 Feb 2016. 

Bongiovanni, Joe. 2016. “Further Considerations On Lord Turner’s Monetary Finance Proposal“. Econintersect, 3 April 2016. 

Clarke, David. 2017. “Poll Shows 85% of MPs Don’t Know Where Money Comes From“. London: Positive Money. 

Clark, Thomas G. 2013. “How the Green party is miles ahead of the game on monetary policy”. Another Angry Voice. Blog.

Coates, Delman. 2017. “ ‘The New Abolitionism’ – Monetary Reform and the Future of Social Justice”. The New Abolitionism Campaign for Monetary Freedom. 

Coleridge, Greg . 2009. “A Call to Democratize Money”, Part I. By What Authority. 

Cook, Richard C. 2007a. “An Emergency Program of Monetary Reform for the United States”. Global Research, 26 April 2007. 

Cook, Richard C. 2007b. “Monetary Reform and How a National Monetary System Should Work”. Global Research, 11 May 2007. 

Cook, Richard C. 2007c. “Credit as a Public Utility: the Key to Monetary Reform“. Global Research, 26 May 2007.

Cook, Richard C. 2009a. “It’s Time for a New Monetary System”. Global Research, 23 Mar 2009. 

Cook, Richard C. 2009b. “Democratizing the US Monetary System: Urgency of the American Monetary Act”. Global Research, 6 May 2009. 

Cook, Richard C. 2009. We Hold These Truths: The Hope of Monetary Reform. Aurora, CO: Tendril Press. Review by Jamie Walton for AMI, 23 Dec 2010. 

2013 Daly, Herman. 2013. “Nationalize Money, not Banks”. The Daly News, 4 Feb 2013. 

De Fremery, Robert. 1979. “Nozick and Locke’s Proviso”. A review of Robert Nozick’s Anarchy, State, and Utopia. Land & Liberty (Nov-Dec 1979). 

De Fremery, Robert. 1992. Rights vs. Privileges: An Analysis Of Two Powerful Privileged Interests That Have Deprived Us Of Fundamental Rights. San Anselmo, CA: Provocative Press.

Distelhorst, Dick. N.d. “The Dick Distelhorst Plan“. Valatie, NY: American Monetary Institute.

Distelhorst ,Dick. . 2010. “Here’s the Blueprint for Prosperity for All”. Valatie, NY: American Monetary Institute. 

Distelhorst, Dick. Nd. “Review of The Future of Money by Bernard Lietaer”. Published by London: Arrow Books, 2001.. Valatie, NY: American Monetary Institute. 

Dyson, Ben. 2016. “KPMG Iceland presents new report on Sovereign Money”. International Movement for Monetary Reform. 5 Sep 2016. 

Dyson, Ben & Graham Hodgson. 2014. “Increasing Competition In Payment Services”. London: Positive Money. 

Dyson, Ben & Hodgson, Graham. 2016. “Accounting for Sovereign Money: Why State-Issued Money is not ‘Debt’“. London: Positive Money. 

Dyson, Ben & Graham Hodgson. 2016. “Digital Cash: Why Central Banks Should Start Issuing Electronic Money”. London: Positive Money. 

Dyson, Ben & Tony Greenham & Josh Ryan-Collins & Richard A. Werner. 2010. “Towards a Twenty-First Century Banking and Monetary System”. Submission to the Independent Commission on Banking, 2010. 

Dyson, Ben & Graham Hodgson & Frank van Lerven. 2016. “Sovereign Money: An Introduction”. London: Positive Money. 

Dyson, Ben & Graham Hodgson & Andrew Jackson. 2015. “Would a Sovereign Monetary System Be Flexible Enough?” London: Positive Money. 

Doorman, Frans. 2015. “Our Money: Towards a new monetary system”. Morrisville, NC: Lulu internet publishers.

Eder, Jeff. 2019. “The Costs of Money Creation and Complexity“. Progressive Money Canada.

Egnatz, Nick. 2013. “Occupying the NEED Act”. Valatie, NY: American Monetary Institute. 

Egnatz, Nick. 2014. “Getting What We NEED”. Valatie, NY: American Monetary Institute. 

Egnatz, Nick. 2014. “Linking Social Justice to Monetary Reform”. Alpheus. 25 Dec 2014. 

Egnatz, Nick. 2015. “Surgery Prescribed for the Debt Money Disease: Fighting for the NEED Act”. Alpheus. 14 Oct 2015. 

Emry, Sheldon. 1984. “Billions for Bankers–Debts for the People“. Lord’s Convenent Church. 

Erken, Hugo & Every, Michael & van Harn, Erik-Jan. 2020. “Money printing: First, do no harm“. Utrecht: Rabobank/RaboResearch, 20 July 2020.

Fisher, Irving & Cohrssen, Hans R.L. 1934. Stable Money: A History of the Movement. New York: Adelphi Company.

Fuller, Edward W. 2019. “100% Banking and Its Advocates: A Brief History“. The Cobden Centre, 30 Oct 2019.

Gomez, Christian. 2017. “M. Bacchetta, the Swiss Banking Association and the Economic Science: An Ill-assorted Love Triangle. A reply to Ph. Bacchetta’s Article: “The Sovereign Money Initiative in Switzerland: An Assessment”. [Rebuttal of Bacchetta 2017]. 

Greco, Thomas H, Jr. 1990. Money and Debt: A Solution to the Global Crisis. Knowledge Systems

Greco, Thomas H, Jr. 2001. Money: Understanding and Creating Alternatives to Legal Tender. White River Junction, VT & London, UK: Chelsea Green.

Greco, Thomas H, Jr. 1994. New Money for Healthy Communities. Greco Publishing.

Greco, Thomas H, Jr. 2009. The End of Money and the Future of Civilization. White River Junction, VT & London, UK: Chelsea Green.

Grewal, Subir. 2020. Struggling Amidst Plenty: A Layperson’s Guide To Our Awful Monetary System, Why it’s the Root Cause of Inequality, Debt, and “Too Big to Fail,” & The Little-Known Way to Fix It. Published by author.

Hammon, Virginia. 2018. US Money: What is it? Why We Must Change. How We Can. Portland: Great Democracy Media.

Hammon, Virginia & Pash, Mark. 2019. How We Pay for a Better World. Portland: Great Democracy Media.

Hixson, William F. 1991. A Matter of Interest: Reexamining Money, Debt, and Real Economic Growth. Westport, CT & London: Praeger.

Hixson, William F. 1993. Triumph of the Bankers. Money and Banking in the Eighteenth and Nineteenth Centuries. Westport, CT & London: Praeger.

Hixon, William F. 1997. It’s Your Money. Canada: Comer Publications.

Hodgson, Graham. 2013. “Banking, Finance and Income Inequality”. London, Positive Money. 

Jackson, Andrew & Dyson, Ben. 2013. “Sovereign Money – paving the way for a sustainable recovery”. London: Positive Money

Jaikaran, Jacques S. 1992. Debt Virus: A Compelling Solution to the World’s Debt Problems. Lakewood, CO: Glenbridge Publishing.

Jan, Stefanie von. 2020. “Money Creation in the Fiat System — A Balance Sheet Analysis of Central Banks and Banks“. Stefanie von Jan Web site. 27 April 2020.

International Movement for Monetary Reform. “Manifesto“. 

Joób, Mark. 2013. “Democratic Accountability of Business and Monetary Reform”. In Preiss, Bert & Brunner, Claudia (eds.), Democracy in Crisis. The Dynamics of Civil Protest and Civil Resistance. Zürich & Berlin: LIT Verlag. Pp. 35-55. 

Joób, Mark. 2013. “What’s Wrong with the Current Monetary System”. P2PF/Wiki.

Joób, Mark. 2013. “Concerning: 141st congress 2012-2013. No. 262 – 239th issue.” Letter to the parliament of Iceland regarding monetary reform. 

Joób, Mark. 2014. “Sovereign Money will strengthen Democracy and Private Property”. London: Positive Money. 

Kennedy, Margrit. 2012. Occupy Money: Creating an Economy Where Everybody Wins. Philadelphia: New Society Publishers.

Kennedy, Margrit & Kennedy, Declan. 1995. Interest and Inflation Free Money: Creating an Exchange Medium That Works for Everyone and Protects the Earth. Philadelphia: New Society Publishers.

Kent, Christopher. 2018. “Money – Born of Credit?”. Remarks at the Reserve Bank of Australia‘s Topical Talks Event for Educators, Sydney, 19 Sept 2018

Kortsch, Uli. 2016. “Monetary Trust Initiative“. Wiki P2P Foundation, 14 July 2016.

Kortsch, Uli (Ed). 2021. The Next Money Crash—And a Reconstruction Blueprint. Bloomington, IN: iUniverse (order; Amazon)

Kotlikoff, Laurence. 2011. Jimmy Stewart Is Dead: Ending the World’s Ongoing Financial Plague with Limited Purpose Banking. Hoboken, NJ: John Wiley & Sons.

Lerven, Frank van. 2015. “What Are Economists Saying About Iceland’s Sovereign Money Proposal?”. London: Positive Money.

Lietaer, Bernard et al. 2012. Money and Sustainability. The Missing Link. Axminster: Triarchy Press.

Mellor, Mary. 2015. Debt or Democracy: Public Money for Sustainability and Social Justice. London: Pluto Press. Review at 

Morrison, Ronnie & Anderson, Andy. 2014: Moving On: An Economic Case For Scottish Independence. Helensburgh, Scotland: Privately published.

Musgrave, Ralph S. 2014. “The False Logic at the Heart of Fractional Reserve Banking“. Ralphonomics, 25 Mar 2014.

Musgrave, Ralph S. 2018a. “The Basic Flaw in our Bank System is Simple“. Medium, 27 Sept 2018.

Musgrave, Ralph S. 2018. The Solution is Full Reserve / 100% Reserve Banking. 3rd Edition. Istanbul, Turkey: KSP Books.

Musgrave, Ralph S. 2019. “Some of the economists who oppose the right of private banks to create money out of thin air“. Ralphonomics, 23 Oct 2019.

Musgrave, Ralph S. 2020. “The Crucial Flaw in the Bank System“. Medium, 23 April 2020.

Musgrave, Ralph. 2021. “Subsidies are Built Into the Existing Bank System“. The Alliance For Just Money, 26 March 2021.

Ordóñez, Miguel Fernández. 2016. “The Future of Banking: Secure Money and Deregulation of the Financial System“. Speech by former governor of the Banqua Espana, Spain’s central bank. 

Pash, Mark. 2014. “It’s the Economy Stupid”. The Blog. Center for Progressive Economics.

Pash, Mark. 2017. Creating a 21st Century Win-Win Economy: The Problems and the Solutions. San Bernardino, CA: Center for Progressive Economics.

Patman, Wright. 1964 Money Primer from the Congressional Committee on Banking and Currency.

Perry, Geraldine. 2011a. “Memo to Congress: Show Us the M-O-N-E-Y! Part 1 of 3“. Dissident Voice (12 Feb 2011). 

Perry, Geraldine. 2011b. “Memo to Congress: Show Us the M-O-N-E-Y! Part 2 of 3“. Dissident Voice (19 Feb 2011). 

Perry, Geraldine. 2011c. “Memo to Congress: Show Us the M-O-N-E-Y! Part 3 of 3“. Dissident Voice (5 Mar 2011). 

Perry, Geraldine. 2013. Climate Change, Land Use and Monetary Policy: The New Trifecta. Shelbyville, KY: Wasteland Press.

Perry, Geraldine. 2017. “Free Trade, War and Debt: All Branches of the Same Tree“. Dissident Voice (30 June 2017).

Perry, Geraldine & Fousek, Ken. 2007. The Two Faces of Money. Shelbyville, KY: Wasteland Press.

Positive Money. 2012. “Banking vs Democracy: how power shifted from parliament to the banking sector”. London: Positive Money. 

Positive Money. 2014. “Why we Disagree with Ann Pettifor”. London: Positive Money, 27 June 2014. [Response to Pettifor 2014]. 

Positive Money. 2017. “Revealed Today: New Poll reveals our MPs don’t know where money comes from!” Video. London: Positive Money. 

Positive Money. 2018. “Escaping Growth Dependency: Why reforming money will reduce the need to pursue economic growth at any cost to the environment”. London: Positive Money. 

Positive Money & Dods (Group) PLC. 2014. “Parliamentary perceptions of the banking system”. 

Poteat, Robert. Nd. “Review of David Graeber’s Debt: The First 5,000 Years”. Valatie, NY: American Monetary Institute.

Poteat, Robert. 2016. “A Viable Solution to the Economic Crisis”. Valatie, NY: American Monetary Institute.  Updated version.

Ricardo, David 1951 [1824]: “Plan for the Establishment of a National Bank”. In: Sraffa, Piero with the collaboration of M.H. Dobb (eds): The Works and Correspondence of Ricardo, Vol. IV, Pamphlets and Papers 1815-1823, Cambridge University Press, 276–300.

Robertson, James. 1998. “Our Money“. New Internationalist, Oct 1998.

Robertson, James. 2008. “The History of Money: From Its Origins to Our Time”. Excerpt translated into English from: Une histoire de l’argent : Des origines à nos jours. 2008. Paris: Editions Autrement. (Amazon)

Robertson, James 2012. Future Money: Breakdown or Breakthrough? Totnes, UK: Green Books.

Robertson, James & Bunzl, John. 2003. Monetary Reform: Making It Happen! London: International Simultaneous Policy Organisation. 

Røpke, Inge. 2017. “Sustainability and the Governance of the Financial System: What Role for Full Reserve Banking?.” Environmental Policy and Governance, 27/3: 177-192.

Ryan-Collins, Josh & Greenham, Tony & Werner, Richard & Jackson, Andrew. 2012. Where Does Money Come From? A Guide to the UK Monetary and Banking System. London: New Economics Foundation.

Sensible Money. 2012a. “How Banks Create and Destroy Money. A Guide to the Eurozone Monetary System”. Dublin: Sensible Money. 

Sensible Money. 2012b. “Resolving the Eurozone Debt Crisis. A Guide to Full Reserve Banking in the Eurozone”. Dublin: Sensible Money. 

Smithin, J. (Ed.). 2000. What is Money? London, Routledge.

Striner, Richard. 2012. “How to Pay for What We Need”. The American Scholar (Winter 2012).

Striner, Richard. 2015. How America Can Spend Its Way Back To Greatness. A Guide to Monetary Reform. Santa Barbara, CA: Praeger.

Strunz, Sebastian & Bartkowski, Bartosz & Schindler, Harry. 2015. “Is There a Monetary Growth Imperative?” UFZ Discussion Papers, No. 5/2015.

Stuart, James Gibb. 1984. The Money Bomb. UK: William Maclellan. http://www.stuarttitles.co.uk/samples/978-0947621-20-9.pdf

Svanbjörn, Thoroddsen & Sigurjónsson, Sigurvin B. 2016. “Money Issuance: Alternative Monetary Systems”. A report commissioned by the Icelandic Prime Minister’s Office. KPMG, Iceland. 

Thoren Theodore R & Warner, Richard F. 1994. The Truth In Money Book. N.p.: Truth in Money.

Turner, A.idar. 2011. “Credit Creation and Social Optimality”. Speech presented at Southampton University. Financial Services Authority.

Turner, Aidar. 2012.: “Monetary and Financial Stability: Lessons from the Crisis and from classic economics texts”. Speech presented at the South African Reserve Bank. Financial Services Authority.

Turner, Adair. 2012. “Securitisation, Shadow Banking and the Value of Financial Innovation”. Remarks at the School of Advanced International Studies, Washington D.C., April 2012.

Turner, Adair. 2012. “Monetary and Financial Stability: Lessons from the Crisis and from some Old Economic Texts”. Remarks at the South Africa Reserve Bank Conference, Pretoria. November 2012.

Turner, Adair. 2013. “Credit, money and leverage: What Wicksell, Hayek and Fisher knew and modern macroeconomics forgot.” Stockholm School of Economics Conference “Towards a Sustainable Financial System”, Stockholm. Vol. 12. 12 Sept 2013.

van Lerven, F. 2015a. “Would there be a Shortage of Credit in a Sovereign Money System?”. London: Positive Money. 

van Lerven, F. 2015b. “Recovery in the Eurozone: Using Money Creation to Stimulate the Real Economy”. London: Positive Money. 

van Lerven, Frank & Dyson, Ben & Hodgson, Graham. 2015. “Would there be Enough Credit in a Sovereign Money System?”. London: Positive Money. 

Walker, Karl. 2015. Money in History. Transl. by George Reiff, PhD. Zürich: Conzett Verlag. This translation is dedicated to Stephen Zarlenga and the American Monetary Institute (AMI)

Walsh, Steven. 2007. “Review of Lynne Twist’s The Soul of Money”. Published in 2003 by N.N. Norton & Co. Valatie, NY: American Monetary Institute. 

Walsh, Steven & Zarlenga, Stephen. 2012. “Evaluation of Modern Monetary Theory”. AMI Research Paper. Valatie, NY: American Monetary Institute. 

Walsh, Steven. 2015. “Our Civic Education on How Seigniorage Money Can Work for All of Us and Help Sustain Life on Earth“. Course I. Reform.money.

Walsh, Steven. 2015. “Colonial Pennsylvania: How Money Can Work for Everybody“. Course II. Reform.money.

Walsh, Steven. Nd. “Book Review for Modernising Money”. Review of: Jackson, Andrew & Dyson, Ben. 2012. Modernising Money: Why Our Monetary System is Broken and How it Can be Fixed. London: Positive Money. Valatie, NY: American Monetary Institute. 

Walton, Jamie. 2009. “Why States Going into the Banking Business Would be a Distraction, not a Solution to their Fiscal Problem“. Valatie, NY: American Monetary Institute. 

Walton, Jamie. 2015. “How the N.E.E.D. Act gives an Immediate, Seamless and Non-Disruptive Overnight Transition from a Crisis-Prone Bank Debt System to a Stable Government Money System“. American Monetary Institute, August 2015. 

Wortmann, Edgar. 2016. “A Proposal for Radical Monetary Reform”. Amsterdam: Ons Geld. 

Wortmann, Edgar. 2017b. “Deleveraging without a Crunch”. Ons Geld Working Paper, Utrecht. 

Wortmann, Edgar. 2017c. “The Virtual Euro”. Ons Geld Working Paper, Utrecht.

WRR. 2019. “Money Creation”. The Netherlands Scientific Council for Government Policy (WRR)

Yamaguchi, Kaoru . 2011. “Congressional Briefing by Professor Kaoru Yamaguchi, Ph.D., Doshisha Business School, Doshisha University, Kyoto, Japan. Office of Congressman Dennis Kucinich“. 26 July 2011.

Young, Mark. 2012. How to Fix the Future: Using Cooperative Economics. Publisher: Author.

Zarlenga, Stephen. 1996. “Review of “BUDGET – SMUDGET Why balance what, how, and when?” a paper by William Vickrey”. Published in: Atlantic Economic Journal, 14.3 (1986): 6-13. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 1997. “Balanced Budget Amendment Stampede 1997: Careful Newt And Bill – The National Debt Can’t Stand Too Much Scrutiny!”. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2000b. “Monetary Policy & Rome’s Decline”. The Barnes Review, 6/3 (May-June).

Zarenga, Stephen. 2000c. “A Brief History of Interest”. AMI Paper, 3. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2001. “Henry George’s Concept of Money: And Its Implications For 21st Century Reform“. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2002. The Lost Science of Money. The Mythology of Money – the Story of Power. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2002. “Critique of Innes’ ‘Credit Theory of Money’ ”. Valatie, NY: American Monetary Institute. 

 Zarlenga, Stephen. 2003. “The Lost Science of Money – A Solution to the States’ Fiscal Crises”. Speech at the U.S. Treasury, Dec. 4, 2003. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2004a. “The Usury Problem Remains”. Talk to Lord Sudeley’s “Monday Club” discussion group at London’s Carlton House, May 5th, 2004. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2004b. “World Peace through Monetary Justice”. Talk at International Philosophers For Peace Conference – Capitalism With A Human Face? Radford University, VA, May 2004. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2004c. “Removing Structural Injustices From our Money System”. Talk to the TOES (The Other Economic Summit) Meeting Counter to the G8 Meeting, Sea Island, Brunswick, Georgia, June 8-10, 2004. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2005. “The 1930s Chicago Plan and the 2005 American Monetary Act.” Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2006. “Is the Federal Reserve System a Governmental or a Privately Controlled Organization?” Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2009a (2006). “Presenting the American Monetary Act”. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2009b. “The Need for Monetary Reform“. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2010a. “The Lost Science of Money & Monetary Justice Using Government Created Money to Fund Public Projects”. Talk At The House of Lords, London, 4 May 2004. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2010b. “An Abbreviated Monetary History of the US: Part 1“. Excerpt from Zarlenga, Stephen. 2002. The Lost Science of Money. The Mythology of Money – the Story of Power. Valatie, NY: American Monetary Institute. 

Zarlenga, Stephen. 2010c. “Review of Robert De Fremery’s Rights vs. Privileges”. Valatie, NY: American Monetary Institute.

Zarlenga, Stephen. 2013. “What Would a Trillion Dollar Coin Mean?” Huffington Post. The Blog. 1 Jan 2013. 

Zarlenga, Stephen A. 2014. “Presenting the American Monetary Reform Manual”. Valatie, NY: American Monetary Institute. Includes full text of the NEED Act. 

Zarlenga, Stephen A. 2016. “AMI Achievements to Date“. Valatie, NY: American Monetary Institute.

If you have any questions, concerns or suggestions about our bibliography please don’t hesitate to contact us.

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